Special Service Message
| To those
Affected by Unauthorized Disclosure or Loss of Credit
History or other Financial Information
|Are you the
victim of an unauthorized disclosure of your credit history
or personal financial information? Are you worried
that your social security number, credit history or other
personal financial information may have been compromised?
In recent weeks several financial institutions revealed
that private financial information entrusted to them
by their customers was disclosed to third parties without
These actions were made public by financial institutions
and other entities because recently enacted laws in
California and several other states have mandated them
to do so.
If you believe that your financial information may
have been compromised, you may be entitled to compensation.
If you are one of the several million Americans whose
financital information has been made available to others
without prior authorization, fill out the information
below to have a qualified attorney contact you to evaluate
By filling out this free consultation form
you NOT forming an attorney client relationship. You can
only retain an attorney by entering into a fee agreement
and that by submitting this form you not entering into
a fee agreement. This form is just a request for legal
advice. Any information that you will receive in response
to the above question is general information and you will
NOT be charged for the response to this e-mail question.
Identity Theft & Your Privacy - Shredding Paperwork Before
Throwing Away Banking, Insurance or Credit Card Statements
By Larry Wack, Special Agent - FBI (Retired) © 2003
Some of those guys... and ladies... were very good. So good many
times that I used to joke that private industry was crazy not to
hire them instead of sending them to prison!
Regardless, in my nearly 30 years with the FBI, I saw many of them
leave innocent families and businesses devastated with financial
loss, and at the same time, wreak havoc on the personal identity
What are the suspects names? Well, that depends on what day it is...
While "routines" can be boring, many don't realize where
to draw the line between the things that matter, and the things
that don't. Failure to know the differences can only bring problems
to our daily lives.
Fact is, with regard to your own security, "routines"
need to be established and followed relentlessly.
Case in point?
The "Routines" on how you handle your identity.
Theft of identity on the 'Net is a scary ordeal for many. But I
can guarantee you that while millions are trying to cover their
butt on the 'Net, they've left the barn door open on the home front.
Having been a recent divorce statistic, and moving into an apartment
complex, I couldn't help notice what people throw away in the dumpster
near by. You see, "garbage" is a great tool for the would
be scammer and grabbing people's garbage has been taught in the
"underground" for decades.
Right now, I can go to our dumpster some evening, extract the paperwork
from the bags, and I can assume the identity of probably everyone
in my entire apartment complex!
here's what I'll find, and what I can do:
* I'm going to pull your social security number from various bank
and credit card papers.
* I'm going to get your bank account numbers from your statements
you threw away.
* I'm going to have an opportunity to print checks on my home computer
with your account number and cash them!
* I'm going to figure out your pin numbers and access your ATM.
* I'm going to find out where your credit cards are coming from
and ask for a duplicate, using your identity.
* I'm going to find out about your employment, where you work and
what you make.
* I'm going to find out a lot about you, get your phone number from
your garbage, and call you up as a rep from a company and even get
you to tell me more on the phone!
* I'm going to probably find out all about your family life. That
will give me a chance to then duplicate the identity of your spouse
and any other money makers in the household.
* All in all, I'm going to assume your identity, I'll bring along
a drug addicted female friend to assume your spouse's identity,
and within a weeks time, wreak havoc on your credit cards, bank
account and personal life in general.
The list goes on and on, and I don't have to access the Internet
once to do any of it. Not once!
I don't have to hack anyone's computer and I don't have to spend
time figuring out credit card coding.
You've given me everything I need.
By the way, I do hope you're aware that a majority of Vital Statistic
Offices nationwide, CAN NOT and DO NOT, match birth certificates
with death certificates! Many are making the effort, but are far
from being there.
With just a few details from your trash, I can walk into most Vital
Stat Offices and obtain a certified copy of your birth certificate,
actually whether dead or alive!
Right now on both the Internet and mail order, you can buy "How-To"
guides with all you need to know about stealing someone's identity.
These "guides" actually started some 30 years ago by many
involved in the early radical days on the college campus, and are
still around today, updated and better. Accessible by anyone. A
price we pay for freedom of the press.
BE CONSISTENT with your concern for your identity! On the 'Net,
and off the 'Net!
Set up a routine in your family on how to handle critical paperwork,
and follow it at all times. Shred it with a cheap device you can
buy at Office Max or keep it in a separate bag and burn it!
Now, go find out what you're offering up in today's trash! Someone
is dying to get their hands on it...
----- © 2003 by Larry Wack; http://www.rypublish.com
Larry Wack retired from the FBI in Jan '03 after 28 years, and now
owns Ryanna's Printing/Publishing, selling printed items. Get free
details about a great home business in the print brokering field
at: http://www.rypublish.com Comments on this article can be sent
to Larry: email@example.com